You ever see something so ridiculous, you laugh... then pause... and go:
​“Damn. That’s actually deep.” 😮‍💨

Last week, a guy drove a RM2.27 million Lamborghini through a Malaysian toll booth.
Didn’t pay the RM2.50 fee.
Just slid under the barrier like some Fast & Furious stunt driver. 🎥💨

The internet lost its mind.

Some said the car was too low to trigger the sensor.
Others claimed he had “low balance” on his Touch n Go.
Like… bro… you’ve got RM7,000/day rental money — but not enough for a toll?

But this isn’t about rich people doing dumb sh*t.
This is a mirror.

Because let’s be real:

Maxed-out cards.
“Pay later” schemes.
Scrambling every end-of-month just to breathe.

It’s exhausting.
And it’s not freedom.

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🚀 Freedom in Action

🕊️ From Divorce to $1.3M: How Jackie Retired at 49 Without Hustling on Social Media

Feel like you’re stuck in the paycheck loop?

Jackie Cummings Koski didn’t win the startup lottery.
She didn’t flip 10 properties or go viral on YouTube.
She just made a decision — after a divorce — that she was never going to be broke again.

She leaned into financial literacy, maxed out her tax-advantaged accounts, and built a $1.3M portfolio that let her retire at 49.

📌 How does this move you closer to investing?
​Jackie’s story proves that small, boring steps — like joining an investing club or maxing a 401(k) — can lead to big, life-changing freedom.

👉🏻 Read how she did it — and borrow her blueprint →​

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💳 Trapped by High-Interest Debt? Let’s Get You Out — Without Selling a Kidney

You’re smiling at lunch… but that RM25 sandwich is sitting next to a 5-figure credit card bill in your head.

High-interest debt isn’t just financial.
It’s emotional.
It steals your sleep. It kills your confidence. It makes every “yes” feel like a mistake.

But here’s the truth:

👉🏻 Click here to find your first “escape the trap” newsletter →​

✨ Your Investing Edge

📈 10 Long-Term Investing Moves You’ll Wish You Started Yesterday

(Don’t wait another decade to build real wealth)

Time-tested. Expert-approved.
These aren’t flashy hacks — they’re the real habits that actually build wealth over time.

What’s inside:

• Why starting early beats chasing high returns
• How to automate your investments like a system
• What to ignore when the market crashes
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🎯 My take:
​You don’t need to beat the market. You just need to stay in the game long enough to let your assets do the work.
This guide is your no-BS gameplan.

🔗 Read the 10 investing plays that actually work →​

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⚙️ Smarter Moves

🧠 Why You’re Always Overwhelmed — And How to Finally Shut the Mental Noise Off

If your brain feels like a chaotic group chat you can’t leave — this is for you.

Getting Things Done author David Allen drops a truth bomb:

Your calendar holds 4% of your commitments.
The other 96%? Still buzzing in your head — rent free.

Here’s what you’ll learn:

• The 5-step system to offload brain clutter (and actually do the stuff that matters)
• Why your mind is for having ideas, not holding them
• How to get your focus back — even if you haven’t felt it in years

🎥 Watch this mind-shifting breakdown →​

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💬 Let’s Talk

Back to our Lambo dude.

What’s worse?
👉🏻 That he couldn’t pay RM2.50?
👉🏻 Or that he didn’t think he needed to?

One is poverty.
The other is entitlement.
Neither is freedom.

So here’s your reminder:

And building means learning income skills.
Mastering your money.
Saying no to the BS that keeps you stuck.

You don’t need a sportscar.
You need:

• Breathing room
• Cashflow
• Peace of mind
• The option to wake up tomorrow and do whatever the hell you want 💥

👉🏻 Read the Lambo story if you missed it →
Take it as entertainment — or take it as fuel. 🔥

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You got this! 💪🏻

- Anne

Founder, Beyond Paycheck​

P.S. What’s the dumbest flex you’ve seen in real life?
​Hit reply — let’s laugh (and learn) together.
​I might share it next week. 👀

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❤️ Enjoyed this issue?
​ 🫶🏻 Forward it to a friend who’s breaking free too.

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